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Charles
Charles is 36 years old and married with five children. He has 3 years experience in his business selling various products such as Irish potatoes, beans, etc. His business is well-organized and is open from 7 a.m. until 6 p.m. during the week. He currently employs 3 people to help him.

Charles has requested a loan from Kiva lenders via Vision Finance Company in order to buy more products such as Irish potatoes, beans, etc. to sell. He will use the profit generated from this loan to reinvest in his business and to pay school fees for his children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 122
    View loans »
    Rwanda Loans Fundraising
  • $12,971,425
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD