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Philomene
Philomene is 41 years old and married, with five children between the ages of 4 and 14 years old. Philomene has one year's experience in her business selling various goods such as beer and Fanta. Her business is well organized and she currently employs one person to help her.

Philomene has requested a loan from Kiva lenders through Vision Finance Company in order to increase her business by buying a large quantity of beer and Fanta. Philomene will use the profit generated from this loan to improve her business and save for her future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 106
    View loans »
    Rwanda Loans Fundraising
  • $12,654,950
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD