Jekadi D Group
The group members all farm tiger nuts.
With the goal of making their farming activity more profitable, the group members joined Soro Yiriwaso's loan program two years ago. Chatou, one of the group members, intends to use her loan to buy 1 bag of urea and 2 bags of complex cereals, and to use the rest to pay for labour and hoeing costs. These agricultural inputs will be bought at the grand market in Sikasso. After the rainy season, the harvest will be stored for a certain while so that the crops will be worth more when sold at the grand market in Sikasso at retail (often in bulk) to various customers.
Chatou foresees realizing an average profit of 45,000 to 80,000 FCFA, which will be used to pay the interest on the loan and to provide for her family's ongoing needs.
Elles exercent la culture du pois de terre.
Dans le souci de rentabiliser leurs activité agricoles, les membres du groupe ont intégré le programme crédit de Soro Yiriwaso il y’a maintenant deux ans. CHATOU compte utiliser son prêt pour acheter 1 sac d’urée, 2 sacs de complexe et le reste comme frais de labour et de sarclage. Ces intrants seront achetés au grand marché de Sikasso. Après l’hivernage, les récoltes sont stockées pendant un certain temps pour qu’elles aient de la valeur avant d’être vendues au grand marché de la même ville en détail (souvent en gros) à divers clients.
Elle envisage réaliser un bénéfice moyen de 45.000 à 80 000 FCFA qui sera utilisé pour le remboursement des intérêts du prêt et les dépenses courantes de la famille.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid