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Jekadi  A Group
In this Group: Sali , Tenin , Fatoumata , Mariam , Madjouma , Mariam, Dialia , Kari , Fatoumata , Kadia
The 10 women from the group called JEKADI A are members of the Association JEKADI I of KAPALA in SIKASSO (third administrative region of Mali). They are all married and live in big traditional extended families with their children, husbands, parents-in-law, sisters-in-law, etc. They are 33 years old on average and have at least four children.

They grow Bambara and sugar peas, as does TENIN. Wishing to make their agricultural endeavors profitable, the members of the group decided to join the loan program of Soro Yiriwaso two years ago.

TENIN intends to use her portion of the loan to buy a sufficient quantity of pea seeds, entrants, and appropriate equipment for cultivation and harvest. The equipment and entrants will be purchased at the big open-air market of Sikasso. After the rainy season is over, the harvest is stockpiled for a certain time so that its value increases before it is sold retail (often wholesale) at the big market of the same town to various customers.

TENIN expects to make an average profit of 80,000 to 120,000 F CFA which will be used to reimburse the interest on the loan and for everyday family expenses.
View original language description ↓
Les 10 femmes du groupe JEKADI A font partie de l’association JEKADI I de KAPALA. Elles sont toutes mariées et vivent dans des grandes familles traditionnelles élargies avec leurs enfants, maris, beaux-parents, belles-sœurs etc. Elles ont en moyenne 33 ans, au moins 4 enfants. KAPALA de SIKASSO (troisième région administrative de la république du Mali.)
Elles font la culture du pois de terre et du pois sucré tels avec TENIN.
Dans le souci de rentabiliser leurs exploitations agricoles, les membres du groupe ont donc décidé d’intégrer le programme crédit de Soro Yiriwaso il y’a maintenant deux ans.
TENIN compte utiliser son prêt pour acheter, une quantité suffisante de semence de pois, des intrants et des équipements appropriés pour sa production et sa récolte. Ces équipements et intrants seront achetés au grand marché de Sikasso. Après l’hivernage, les récoltes sont stockées pendant un certain temps pour qu’elles aient de la valeur avant d’être vendues au grand marché de la même ville en détail (souvent en gros) à divers clients.
TENIN envisage réaliser un bénéfice moyen de 80.000 à 120 000 FCFA qui sera utilisé pour le remboursement des intérêts du prêt et les dépenses courantes de la famille.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 5
    View loans »
    Mali Loans Fundraising
  • $11,609,175
    Funds lent in using Kiva
  • 448.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Jekadi A Group's $1,550 loan helped a member to buy seeds, entrants, and other agricultural supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 16, 2011
Jun 7, 2011
Currency Exchange Loss:
May 11, 2012