Mujeres Progresistas (Cuenca) Group
Señora Marcia lives in the center of the city of Cuenca. This is the fourth loan that she has obtained through the communal bank, to which she was invited by a friend who is a member of the bank. She is 42 years old, is married, and has children who are 19, 17, 15, and 2 years old. Her oldest son is disabled, and the next two children study at a city high school. Her husband is a professional driver and works for a private company. They do not have their own house, so they rent.
Doña Marcia's work is decorating sites for all types of social events. She has been doing this for 3 years, and she learned to do it using her own talent. She also has an internet and telephone booth business. She works there every day without a fixed schedule. She is going to invest her loan in the purchase of accessories for her business site such as a mouse, keyboards, printer ink, etc. Her dream is for her family to have their own house.
The little photo attached in the corner is one of the members who, because of his work, was not able to be present when the group photo was taken.
La Señora. Marcia vive por el centro de la ciudad de Cuenca. Este es el cuarto crédito que realiza en el banco comunal al cual fue invitada por una amiga quien es socia del mismo.
Nuestra socia tiene 42 años, es casada y tiene 4 hijos de 19, 17, 15 y 2 años de edad, su primer hijo es discapacitado y sus dos hijos siguientes estudian en un colegio de la ciudad. Su esposo es de profesión chofer y labora en una compañía privada, no tiene casa propia por lo que vive arrendando.
Doña Marcia se dedica a la decoración de locales para todo tipo de evento social, esta actividad la realiza hace 3 años y aprendió este oficio por habilidad. También tiene el negocio de Internet y cabinas telefónicas, trabaja en su local de domingo a domingo sin un horario fijo.
El dinero de su crédito lo va a invertir en la compra de accesorios para su local como: mouse, teclados, tinta de impresoras, etc.
Su sueño es tener su casa propia.
La foto pequeña adjunta es de uno de los socios que por su trabajo no pudo estar presente cuando fue tomada la fotografía del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid