Yahkya is 61-year-old man who owns a small place in the central street of Sabirabad region. He is married and has two children. He has more than ten years of experience in selling cosmetic products. He started by opening a small table near his house where he sold hair coloring items. Now he requests 1200 USD to develop his working place.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.