Zarkhanum 48-year-old woman who sells women's clothing in the local Sabirabad bazaar. She has seven years of experience in this field and does it very well. In fact, her inventory sells quicker then it can be replaced by new consignments. She is married and has three children. Her business is the only financial source for her family. Zarkhanum is going to expand her business and increase the number of goods for sale. For this purpose she needs 1200 USD for a 18 month repayment period.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.