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Speciose is 50 years old, married, and has three children between the ages of 5 and 14.

She sells goods such as sorghum and beans. She has five years of experience in her business and works from 7 a.m. until 9 p.m. every day except Saturday. Speciose currently employs two people to help her.

Speciose has requested a loan from Kiva lenders via Vision Finance Company in order to expand the inventory of her goods (beans and sorghum). With the profits, Speciose will reinvest in her business, pay school fees for her children, and save for her future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,000
    Average annual income
  • 44
    View loans »
    Rwanda Loans Fundraising
  • $13,787,500
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD