She sells goods such as sorghum and beans. She has five years of experience in her business and works from 7 a.m. until 9 p.m. every day except Saturday. Speciose currently employs two people to help her.
Speciose has requested a loan from Kiva lenders via Vision Finance Company in order to expand the inventory of her goods (beans and sorghum). With the profits, Speciose will reinvest in her business, pay school fees for her children, and save for her future.
About Vision Finance Company s.a – Rwanda (VFC)
Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.
VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.
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Success!! The loan was 100% repaid