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Nikolay
Nikolay produces and sells sweets from a rented booth at the market. He lives together with his parents, who help him in business, his wife and two children.

He would like to increase the variety of products and meet his clients' demands.

With the requested loan, he plans to purchase more sweets for sale. Increased sales will help him increase his working capital and enlarge his business further.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 183
    View loans »
    Armenia Loans Fundraising
  • $13,239,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Nikolay to pay for sweets.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 19, 2011
Listed
Jul 1, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 16, 2013