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Lissette Del Carmen
Lissette del Carmen is 43 years old. Her family group consists of her mom and her two sons, Carlos and Luis, who are both in school. Lissette and her mom work in a bakery which is located in their home. They have years of experience in this business and the rewards that it has created are many. Proof of this is that, although she is a single mother, Lissette has brought up her sons single handedly and also helped her mom financially, providing them with a decent home, food and education.

Like all entrepreneurs, Lissette would like to reinvest even more in her bakery since her French breads and sweet breads are becoming more and more in demand owing to their delicious flavor, texture and size, without forgetting their affordable price.

Lissette's biggest wish is to expand her business by providing her bread not only to her neighbors who come to her door to buy from her but, as it has become known over the years that her bread is very good quality, she would also like to deliver it to neighboring districts in order to generate more sales, more profits and, thereby, improve the quality of life of all her household members. She would also like her children to go to college and for this to be her inheritance to them. For this reason, she has decided to request a loan from INTEGRAL with which she can buy larger quantities of flour, yeast, eggs, butter, milk and sugar than she normally uses.
View original language description ↓
Lissette del Carmen tiene cuarenta y tres años de edad. Su grupo familiar lo conforman: su mamá y dos hijos Carlos y Luis, quienes se encuentran estudiando; mientras que Lissette en compañía de su mamá se dedican a su actividad productiva dentro de la panadería que tiene instalada en su misma casa de residencia; ya son varios años de experiencia con los que cuenta dedicada a este negocio y los frutos que ello ha dejado son muchos, prueba de ello es que como madre soltera ha crecido sóla a sus hijos y ayudado económicamente a su mamá, dándoles hogar digno, alimento y educación. Ahora Lissette como todo emprendedor desea reinvertir aún más a su panadería dado que su pan francés y dulce está siendo mas demandado por su exquisito sabor, textura y tamaño, sin olvidar el precio accesible del mismo, su mayor deseo es ampliarse repartiendo el pan ya no sólo a sus vecinos cercanos quienes llegan a comprarlo a la puerta de su casa, sino que como su reconocimiento a lo largo de todo este tiempo es de que su pan es de muy buena calidad, desea hacerlo llegar a colonias vecinas tratando de generar a mayor volumen de ventas, mas ganancias y mejorar así la calidad de vida de todos los miembros del hogar y ofrecer a sus hijos una educación académica superior y que pueda ser esto lo que ella les herede . Por ello ha decidido solicitar a INTEGRAL un crédito con el que pueda comprar mayor cantidad de harina, levadura, huevos, mantecas, leche y azúcar del que normalmente usa.-

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 530
    View loans »
    El Salvador Loans Fundraising
  • $23,480,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Lissette Del Carmen to buy flour, yeast, eggs, butter, milk and sugar.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 3, 2011
Listed
Jun 8, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012