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Koser's Group
In this Group: Koser, Muqsodan, Mariam, Sajida, Aziz
My name is Koser P., wife of Muhammad Arif. I live in a two-room brick house here in Multan, a mid-size city in Pakistan. I have an embroidery business and my husband has a loom. I want to grow my embroidery business and generate good profits for my family. I need a loan for this purpose and plan to buy cloth and threads, etc. in bulk. Buying in bulk is relatively cheaper and will allow me to save on cost per item.

There are few other women in my loan group and we together assume loan responsibility for each other. They are: Muqsodan B., who requires loan for her son’s grocery store; Mariam B., who needs a loan for her bangles business; Sajida B., who needs loan for her husband’s weaving and wants to take on bigger orders: Aziz B. requires a loan for her husband to repair his rickshaw. I want all of them to get loans so that they can also improve their businesses.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 276
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 61.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Koser's Group's $1,300 loan helped a member expand embroidery business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 19, 2008
Jan 5, 2008
Currency Exchange Loss:
Feb 15, 2009