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Holger Deifilio
Holger is 48 years old, married and lives with his wife and children in the parish of San Pablo, located in the canton of San Miguel.

The members of the “UNION AND HOPE” cooperative find themselves located in San Pablo, located 30 minutes from San Miguel. They dedicate themselves to growing corn, potatoes, and to the business of selling vegetables and other items.

Holger dedicates himself to farming, planting corn and wheat, work he has been carrying out for a long time. He makes his purchases in San Miguel and sells his products at the markets in San Pablo and San Miguel.

He requests this loan to buy corn and wheat seeds. The credit has helped him augment his income and his production. He has faced challenges, such as a lack of workers and changes in climate, that sometimes have damaged his crops. His dream is to make improvements to his home.

He very much enjoys celebrating at the carnival.
View original language description ↓
Holger tiene 48 años de edad, es casado vive con la esposa y con los hijos, viven en Parroquia San Pablo perteneciente al Cantón San Miguel.

Los miembros de la V.R.C UNION Y ESPERANZA se encuentra ubicada en la Parroquia San Pablo a 30 minutos de la oficina en San Miguel los miembros de esta ventanilla se dedican a la agricultura siembra de maíz, papas y al comercio ventas de legumbres y otros.

Holger se dedica a la agricultura a la siembra de maíz y trigo, este trabajo lo viene desarrollando desde hace mucho tiempo, las compras las realiza en San Miguel y Vende sus productos en San Pablo y San Miguel en las ferias.

Solicita el crédito para la compra de semillas de maíz y de trigo, el crédito el ayudado a aumentar los ingresos y la producción, ha enfrentado desafíos como la falta de trabajadores y el variación del clima que en ocasiones a dañado los cultivos. Su sueño es mejorar la vivienda.

Le gusta mucho festejar el carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 106
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Holger Deifilio buy corn and wheat seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 26, 2011
Listed
Jun 7, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2012