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Walter Ivan
Walter Ivan, 30, lives with his partner and their four children who are 9-, 5-, 4- and 3-years old, respectively. They live in San Pablo parrish in the Ecuadorean canton of San Miguel.

The members of the UNION Y ESPERANZA community bank meet in San Pablo, some 30 minutes from our office in San Miguel. The members of the bank are famers. They grow maize, potatoes and vegetables, among other crops.

Walter grows maize and corn. He's built his farm over many years. He buys supplies in San Miguel and sells his products in the markets in San Pablo and San Miguel.

Walter is applying for a loan to buy seeds for his next maize and corn crop. The loan will help him increase his production and, in turn, his income. The challenges he faces include a shortage of workers and vagaries in the weather that damage his crops. His dream is to buy land.

Walter likes to watch sports and go to local festivals.
View original language description ↓
Walter Ivan tiene 30 años de edad, vive en union libre vive con la compañera y con los 4 hijos de 9, 5, 4 y 3 años, viven en Parroquia San Pablo perteneciente al Cantón San Miguel.

Los miembros de la V.R.C UNION Y ESPERANZA se encuentra ubicada en la Parroquia San Pablo a 30 minutos de la oficina en San Miguel los miembros de esta ventanilla se dedican a la agricultura siembra de maíz, papas y al comercio ventas de legumbres y otros.

Walter se dedica a la agricultura a la siembra de maíz y choclo, este trabajo lo viene desarrollando desde hace mucho tiempo, las compras las realiza en San Miguel y Vende sus productos en San Pablo y San Miguel en las ferias.

Solicita el crédito para la compra de semillas de maíz y choclo, el crédito el ayudado a aumentar los ingresos y la producción, ha enfrentado desafíos como la falta de trabajadores y el variación del clima que en ocasiones a dañado los cultivos. Su sueño es comprar terreno.

Le gusta hacer deporte como el indor y festejar las fiestas .

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $23,149,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Walter Ivan to buy supplies for his farming business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 26, 2011
Listed
Jun 6, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 27, 2012