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Marcial Leopoldo
Marcial Leopoldo is 52 years old and lives with his common-law wife. They have 6 children aged 24, 22, 20, 18, 11 and 8, and live in San Pablo parish, in San MIguel canton.

The "Unión y Esperanza" (Unity and Hope) community bank is located in San Pablo parish, 30 minutes from our San Miguel office. The members of this group are farmers who grow corn and potatoes. They also sell vegetables and other products.

Marcial is a farmer who grows corn in small quantities and also potatoes. He has been in this line of work for a long time. He makes his purchases in San Miguel and sells his products in the markets in San Pablo and San Miguel.

Marcial is requesting this loan to buy corn seeds and potatoes. This loan will help him to increase his income and production. He faces challenges in his work such as a lack of workers and changes in the weather which sometimes damage his crops. His dream is to build a house and buy land so that he can continue working.

Marcial enjoys celebrating carnival festivities and going out with his family.
View original language description ↓
Marcial Leopoldo tiene 52 años de edad, vive en Union Libre vive con la compañera y con 6 hijos de 24, 22, 20, 18 11 y 8 años, viven en Parroquia San Pablo perteneciente al Cantón San Miguel.

Los miembros de la V.R.C UNION Y ESPERANZA se encuentra ubicada en la Parroquia San Pablo a 30 minutos de la oficina en San Miguel los miembros de esta ventanilla se dedican a la agricultura siembra de maíz, papas y al comercio ventas de legumbres y otros.

Marcial se dedica a la agricultura a la siembra de maiz en pocas cantidades papas, este trabajo lo viene desarrollando desde hace mucho tiempo, las compras las realiza en San Miguel y Vende sus productos en San Pablo y San Miguel en las ferias.

Solicita el crédito para la compra de semillas de maíz y papas, el crédito el ayudado a aumentar los ingresos y la producción, ha enfrentado desafíos como la falta de trabajadores y el variación del clima que en ocasiones a dañado los cultivos. Su sueño es construir la casa y comprar terrenos para seguir trabanjo.

Le gusta festejar las fiestas del carnaval, salir con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 12
    View loans »
    Ecuador Loans Fundraising
  • $22,544,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Marcial Leopoldo to buy corn seeds and potatoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 26, 2011
Listed
Jun 6, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2012