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Angela
Ángela is 39 years old, married, living with her husband and five children, who are 22, 21, 17, 15 and 4 years old, in San Pablo Parish belonging to San Miguel Canton.

The “Unión y Esperanza” (Unity and Hope) communal bank is located in San Pablo Parish 30 minutes from the San Miguel office. Its members are corn and potato farmers and vegetable and others merchants.

Ángela is a farmer. She grows corn and small amounts of potatoes. She’s also a vegetable merchant. She’s been in this line of work for a long time. She makes her purchases in San Miguel and sells her products in farmers markets in San Pablo and San Miguel.

She is asking for the loan to buy seed and fertilizer. The loan has helped her increase income and crop yield. She has faced challenges like the scarcity of laborers and weather variations that occasionally have damaged the crops. Her dream is to buy more land to increase production.

She enjoys working in the fields, knitting wool clothes and celebrating Carnival.
View original language description ↓
Angela tiene 39 años de edad, es casada vive con el esposo y con 5 hijos de 23, 21, 17, 15, y 4 años, viven en Parroquia San Pablo perteneciente al Cantón San Miguel.

Los miembros de la V.R.C UNION Y ESPERANZA se encuentra ubicada en la Parroquia San Pablo a 30 minutos de la oficina en San Miguel los miembros de esta ventanilla se dedican a la agricultura siembra de maíz, papas y al comercio ventas de legumbres y otros.

Angela se dedica a la agricultura a la siembra de maíz en pocas cantidades siembra papas y tambien se dedica al comercio de venta de lugumbres, este trabajo lo viene desarrollando desde hace mucho tiempo, las compras las realiza en San Miguel y Vende sus productos en San Pablo y San Miguel en las ferias.

Solicita el crédito para la compra de semillas y fertilizantes, el crédito el ayudado a aumentar los ingresos y la producción, ha enfrentado desafíos como la falta de trabajadores y el variación del clima que en ocasiones a dañado los cultivos. Su sueño es comprar mas terreno para aumentar la produccion.

Le gusta trabajar en el campo, tejer ropa de lana y festejar las fiestas de carnaval.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Angela to buy seed and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 26, 2011
Listed
Jun 6, 2011
Currency Exchange Loss:
N/A
Ended:
Jun 27, 2012