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Rose
Rose is 41 years old. She is married and has seven children between the ages of 10 and 15 years old. She owns a small business selling milk, water and eggs. This business is well known and organized. She has one year of experience and she employees two people to help her.

Rose has requested her first loan from Kiva lenders, via Vision Finance Company, in order to expand her business by purchasing more milk, water and eggs to sell. Rose will be able to earn more profit. With this extra profit, she plans to build her own house and to reinvest in her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 55
    View loans »
    Rwanda Loans Fundraising
  • $11,760,875
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD