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Marta  Lorena
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Mrs. L. lives in La Libertad and has had her business in the same place for four years. She has always liked business, and prior to having the store in her home she used to sell clothing as traveling salesperson, but while her children were growing up she decided to open a business in her home which would allow her to dedicate more time to ther children and attend to their needs. She has three children, two of whom still depend on her income. The store has helped her be able to cover some of her childresn’s school expenses and contribute with her husband to the household expenses.

She is well-known in the area and has a good number of customers that pay her bimonthly or monthly. That money she collects is reinvested and used to stock her products that the customers seek. She needs a loan to invest in purchasing clothing for the school year as that is what her clients are asking for the most at this time.

Translated from Spanish by Cindy Kendall, Kiva Volunteer.

la señora L. vive en la actualidad en la Libertad, de tener su negocio en el mismo lugar tiene cuatro años siempre le a gustado el comercio antes de tener la tienda en su casa comercializaba con ropa de forma ambulante , pero mientras sus hijos iban creciendo decidió el poner un negocio en la misma casa que le permitiera el poder dedicarles mas tiempo y poder atender algunas necesidades que ellos tenían, cuenta con tres hijos los cuales dos únicamente dependen de sus ingresos, la tienda le ayudado a poder costear algunos gastos de estudio de sus hijos y a contribuir con su esposo con las responsabilidades.

Es muy conocida en la zona maneja un buen numero de clientes que le pagan de manera quincenal o mensual , ese dinero que recoge le sirve para poder reinvertirlo y surtir con los productos que le buscan, su necesidad actual es invertir en ropa para la época escolar ya que es la que mas le solicitan sus clientes.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 696
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Marta Lorena she will buy basic grains to sell in her store: beans, corn, rice; in addition she will buy items such as underwearp for adults and children that she sells out in her neighborhood.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2008
Jan 4, 2008
Currency Exchange Loss:
Feb 15, 2009