The “Las Chicas Del Mirador” (The Ladies of the Vantage Point) Communal bank is named that way because they live on a hill where they oversee their community that is located in the state of México. Verónica is 32 years old and has a daughter. She sells bedspreads and needs the loan to get more products to have a greater variety, models and sizes for all the tastes and needs of her customers. Mrs. Verónica feels very happy with the opportunity that she is receiving to keep selling and investing in her business. With her earnings she hopes to have economic stability in her home and to save for her daughter’s education. Verónica is a hardworking woman who hopes for a better quality of life and happiness to share with her family.
Este grupo se llama "Las Chicas Del Mirador", porque viven en una loma desD. donD. se ve su comunidad, estan ubicadas en el estado D. México. Verónica es una integrante del grupo, tiene 32 años, tiene 1 hija. Ella es comerciante, se dedica a la venta D. colchas, solicitó su préstamo para adquirir más productos y así tener más variedad D. modelos y tamaños para todos los gustos y necesidades D. sus clientes. La señora verónica se siente muy contenta con la oportunidad que le ofrecen para continuar vendiendo e invirtiendo en su negocio. Con las ganancias que obtenga lograr una estabilidad económica en su hogar y poder ahorrar para la educación D. su hija. Es una mujer trabajadora que busca tener una mejor calidad D. vida y la felicidad D. compartirlo con su familia.
This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.