Clemencia is a group member. She is a founder and sells fruit and vegetables, a business she started 15 years ago. Her sales take place at the various movable markets that occur in the outskirts of the municipality. Her business made it possible for her to get ahead and reach her dream of having a stable business that helps her meet family expenses since, together with her husband, she struggles to get ahead. Clemencia is 33 years old and completed secondary school. She’s married and has three children that depend economically on her and her husband. Thanks to her business they’ve provided them with an education.
She wants the loan to continue investing in her business that for the last 15 years has given her the ability to support her family and build a house. She hopes that with help from the loan the business will continue getting stronger. She has faith that she will continue to grow and be able and be able, later on, to have a fixed locale to sell her goods while still continuing to sell in the markets too and thus continue reaching her dreams of helping her children attain careers that will allow them to have better lives when they form their own families.
La señora Clemencia es integrante del grupo. Ella es originaria y se dedica a la venta de futas y verduras; actividad que inició hace 15 años. Sus ventas las realiza en los tianguis de los alrededores de su municipio. Su negocio le permitio salir adelante y realizar sus sueños de tener un negocio estable y que le ayuda a salir con los gatos familiares ya que conjuntamente con su esposo luchan para salir adelante. Clemencia tiene 33 años, estudio la secundaria, es casada y tiene 3 hijos quienes dependen económicamente de ella y de su esposo que gracias a su negocio los han sacado adelante con sus estudios.
Quiere el prestamo para seguir invirtiendo en su negocio que durante los últimos 15 años le ha dado la oportunidad de mantener a su familia y de construír una casita; desea que con el crédito su negocio se siga fortaleciendo. Actualmente tiene la fe de que saldra adelante y que más adelante pueda establecer un local y vender ahi su mercancia sin dejar sus puestos en los tienguis. Y así seguir logrando sus sueños para que sus hijos lleguen a tener una carrera que les permita tener una buena vida cuando construyan su propia familia.
About CrediComunThis loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid