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Juan Francisco
In the city of Managua, Juan Francisco is a married man who works to provide for the well-being of his household. He has managed to support his family with his hard work, and to provide good living conditions for his family. He is characterized as a fine person who has good moral values.

In this office of Ceprodel, Juan Francisco came to request a loan to improve the conditions of his home. He will use this loan to buy construction materials such as cement blocks, sand, cement, gravel and steel, to add a room to his house. In this way he can provide better living conditions for his family.
View original language description ↓
En la ciudad de Managua, el señor Juan Francisco es una persona casada que se desempeña como operario para llevar el bienestar a su hogar y ha logrado mantener a su familia con esfuerzo de su trabajo y así darle una buena condición de vida a su familia. Él se ha caracterizado por ser una persona excelente y con buenos valores morales como persona.

En esta oficina de Ceprodel se presentó el señor Juan Francisco a solicitar crédito para mejorar las condiciones de su vivienda, el objetivo de este crédito lo necesita para la compra de materiales de construcción como bloques, arena, cemento, piedrín, hierro esto será utilizado para hacer un anexo de un cuarto y así darle una mejor condición de vida a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 64
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 22.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Juan Francisco to buy construction materials to make improvements to his house.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
May 20, 2011
May 31, 2011
Currency Exchange Loss:
Dec 8, 2012