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Ramzana's Group
In this Group: Ramzana, Sharifan, Sughran, Shamim
I am Ramzana J. from a small town, Depalpur, Pakistan. I am married and a mother of five: three boys and two girls. We live in a two-room brick house. My elder kids are done with their studies while two still attend school. I stitch clothes for my neighborhood clients and my husband runs a laundry. He has been in this business for many years. Last year, we took a loan from Asasah, Pakistan and increased our profits. With the increased profits we bought a television for our house. Now, we require another loan to expand our business.

There are four members in my loan group. They are: Sharifan S., who needs a loan to buy wood for their wood selling business; Sughran B., who plans to invest loan in her husband’s cloth business; Shamim A., who requires loan for their auto workshop; Sughran and Shamim, both of whom stitch clothes for their neighborhood clients to support their families.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 278
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 61.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ramzana's Group's $925 loan helped a member expand laundry.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2008
Jan 4, 2008
Currency Exchange Loss:
Feb 15, 2009