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Indatwa Group
In this Group: Adèlle, Véronique, Patricie, Francoise, Vérène
Adèle is a client of ACB since 2011. She is a member of the Indatwa group. She is born in Rwanda. She has finished six grades of primary school. She is 37 years old. She is married, with eight children between 2 and 16 years of age, two of whom are in school. This is her first loan circle. Adèle will use her loan to pay the cost of manual labor and food items for her restaurant. Her strategy is attracting more customers. In the future, she would like to have a quality restaurant in her neighborhood and support her children’s studies through the university level. She also grows tomatoes and rice.
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Adèle est client d’ACB depuis 2011, elle est membre du groupe Indatwa, elle est née au Rwanda, son éducation est de 6 ans de l’école primaire, elle est mariée, elle a 37 ans, elle a 8 enfants entre 16 et 2 ans, 2 de ses enfants vont à l’école. C’est son premier cycle de prêt, Adèle va utiliser le prêt pour l’agriculture en payant main d’œuvre et les aliments pour son restaurant. Sa stratégie est l’attraction de la clientèle. Dans l’avenir, Adèle veut avoir un restaurant de première qualité dans son quartier et éduquer ses enfants jusqu'à l’université. Elle aussi agriculteur de tomates et de riz.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 10
    View loans »
    Rwanda Loans Fundraising
  • $15,580,500
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Indatwa Group's $850 loan helped a member to buy potatoes, rice and vegetable oil for her restaurant.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 12, 2011
Jun 1, 2011
Currency Exchange Loss:
Nov 15, 2011