Firat is a single, 25 year-old man. He has an elementary school education. He lives with his parents and sister and he breeds cattle for a living. Firat has been in this business for six years. He gets up very early every day to milk the cows and sells dairy in the Bilasuvar bazaar.
Last year, he had a good economic income. Now Firat wants to get married and that is why he needs to expand his business. He is going to use his 1100 AZN loan to purchase three cows. In the future, Firat hopes to buy a bigger farm to support his growing family.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.