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We met Roxana at the communal bank meeting. She is a member of the María Auxiliadora Communal Bank with the Arariwa Association. They meet every month with their colleagues at one of the member's houses in the San Jerónimo district in the city of Cusco. Roxana was born in Cusco (Perú). She is 37 years old, and she lives in the same zone where she was born. She is happy because she is getting her two children ahead, and they are going to school. (Cusco is known for having beautiful scenery and for being a tourist and merchant zone).

Roxana tells us that she sells clothes and fruit. She travels to the city of Arequipa to buy merchandise. Sometimes her sister, who is from this city, sends her the clothes. She has been in this business for several years. It has gone very well for her, thanks to the effort that she puts into her work.

At this time she needs the loan to buy more merchandise like, for example, jackets because there is a demand for them during this time of year. It is very cold in the city of Cusco in the months of May, June, July, and August.
View original language description ↓
En la reunión del banco comunal conocimos a la señora Roxana que pertenece al banco comunal María Auxiliadora de la Asociación Arariwa que cada treinta días se reúnen con sus compañeras en la casa de una de las socias en el distrito de San Jerónimo de la ciudad del Cusco. Roxana nació en la ciudad del Cusco (Perú), tiene 37 años edad y vive en la misma donde nacio, ella está feliz porque está sacando adelante a sus dos hijos y le estan correspondiendo estudiando. (Cusco se caracteriza por tener hermosos paisajes y por ser una zona turística y comercio).

Roxana nos cuenta que se dedica a la venta de ropa y fruta, ella viaja a la ciudad de Arequipa a comprar mercadería y otras veces su hermana que radica en esa ciudad le manda la ropa. Desde hace varios años que ella se dedica a este negocio y le ha ido muy bien gracias al esfuerzo que pone en su trabajo. En esta oportunidad la socia necesita el préstamo para comprar más mercadería como por ejemplo casacas porque hay demanda en este epoca del año pues en los meses de Mayo, Junio, Julio y Agosto hace mucho frio en la ciudad del Cusco.

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Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 180
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Roxana to buy merchandise like jackets, for example.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 6, 2011
Jun 5, 2011
Currency Exchange Loss:
Oct 15, 2011