Saci is a married 22-year-old young woman who lives in the region of Bilasuvar of southern Azerbaijan. Her husband is a farmer, but his income was not enough to cover all the needs of a four person family. Their primary dream is for their two children to be able to study.
In 2008 Saci decided to help her husband to earn money for their family. She began a cattle-breeding business. Saci requested a loan of 1,300 AZN for the first time from AqroInvest and Kiva. With this loan, she bought three more cows to expand her business. Her goal for the future is to breed 10 more cows.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.