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Emerthe is 35 years old. She has 5 children who are between the ages of 2-15 years old. They are all in school, apart form the youngest. Her husband is a farmer and he also does business. Emerthe sells food stuffs such as cassava, cooking oil, beans, rice, etc. She has done this business for 7 years and this business has enabled her improve her standards of living. She is requesting a loan to buy more food stuffs including cassava, beans, cooking oil, and rice. She plans to save some of her profits and to pay her children's school fees with the profits she plans to make.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 58
    View loans »
    Rwanda Loans Fundraising
  • $15,230,800
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Emerthe to purchase more food items to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 9, 2011
May 30, 2011
Currency Exchange Loss:
Oct 15, 2011