Mrs. Chheang and her husband, Ghib, both 42 years old, reside in Kompong Cham province. This couple has been married for many years but they still have no children. They earn a living by planting various crops on their own farmland. Mrs. Chheang currently plants bean and potato crops, which she will harvest and sell when they are mature. The couple earns a profit of about $3 a day. As this is the rainy season, Mrs. Chheang doesn’t have the funds to plant her crop. She decided to seek a loan to rent a plowing machine and to buy potato seeds, fertilizers, and insecticides to protect her crop.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.