Mrs. Run is 40 years old and a resident of Kompong Cham province, where she earns a living by planting a few crops on her own land. On average, she earns a profit of around $1.50 a day to support her family’s needs. Mrs. Run is married with six children; five of them have already started new families and the last one is married. Her husband, Mr. Soun, also works on the farm. Mrs. Run has applied for a loan from Kiva’s partner, HKL, in order to rent some of the neighbor’s land to enlarge her crop plantation and to buy insecticides, fertilizers, and potato seeds for planting. Mrs. Run and her husband appear in the photo.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.