La Esperanza Group
She is 21 years old and is lives with Amalio who is a Bricklayer. They have a son and she invests her profits buying various goods at wholesale to later resell.
She is a very longsuffering woman despite her youth. At not having enough money to buy the quantity of products she needs for commerce she asked for a Kiva loan to buy her merchandise in order to sell them in better quantities and quality.
Ella decidió invitar a sus amigas y vecinas a conformar un nuevo grupo. Actualmente el comité se encuentra en el segundo ciclo del programa de la Fundación Paraguaya, son 15 integrantes quienes invierten en distintas actividades, como por ejemplo la señora Andrea, quien es la Presidenta del grupo, ella tiene 21 años, está acompañada por el señor Amalio, quien se dedica a la albañileria, ellos tienen un hijo y ella invierte sus ganancias en la compra de productos varios al por mayor para su venta porterior.
Es una mujer muy sacrificada a pesar de su juventud, al no alcanzarle el dinero para adquirir la cantidad de productos que necesita para el comercio solicita el crédito a Kiva, para que pueda realizar las compras de sus mercaderías a fin de venderlos en mejores cantidades y calidades.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid