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Ana Julissa
The José Cesario Reyes community bank meets every fifteen days in the Montecristi canton, which is known for its rich pre-colonial culture and its handicrafts, which are recognized on both a national and international level. It is also known for its famous Panama hats.

Here we meet Ana, who is 28 years old and lives in her parent's house. She has a degree in advertising and marketing. She has been a member of the community bank for two cycles and she likes it because she can improve her small business with the loans.

She is an enterprising woman who is not only content with a salary, but is always looking to improve her situation. She works as a secretary at the Notary Public of Montecristi, but she also sells clothing of all types. She sells door to door. She goes out at night after her work hours have ended, although she also has customers for whom she leaves merchandise. She offers credit to her customers and collects payments every fifteen days. She purchases her merchandise in Guayaquil every fifteen days. She has been doing this work for four years and it is going very well.

She will use this loan to purchase more merchandise, such as pants, blouses, shirts, and children's clothing.

Her dream is to have a large boutique.
View original language description ↓
EL Banco Comunal José Cesario Reyes se reúne cada quince días en el Cantón Montecristi , conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar conocimos a la señora Ana, tiene 28 años de edad, vive en casa de sus padres. Es licenciada en publicidad y mercadotecnia. Lleva en el Banco Comunal ya por dos ciclos y le gusta porque con los créditos ella ha podido ir aumentando su pequeño negocio.

Es una mujer muy emprendedora que no solo se conforma con un sueldo sino que busca siempre mejorar su situación, ella trabaja de secretaria en la Notaria Publica De Montecristi pero también se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta, nos cuenta que sale en las noches una vez que haya terminado sus horas laborables en su trabajo, aunque comenta que allí también tiene clientes a quienes les deja mercadería. Deja a crédito a sus clientes y cobra cada quince días. Su mercadería la va a comprar a Guayaquil cada quince días. Tiene cuatro años que se dedica a esta actividad y le va muy bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños.

Su sueño es tener una gran boutique.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,544,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Ana Julissa to purchase pants, blouses, shirts, and children's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 23, 2011
Listed
Jun 5, 2011
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2011