Hidayat is 49 years old and married with four children. His eldest child is 23 years old and his youngest child is 9. Hidayat is an IDP (Internally Displaced Person). He is a refugee from Cabrail city and now lives in the Bilasuvar area. Since 2006 Hidayat has been running his own cattle-breeding business. He requested his 1st loan from AqroInvest and Kiva in May. With the support of this loan in the amount of 1000 AZN he was able to purchase three more cows and increase his monthly income up to 400 AZN.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.