Hatam is an Internally Displaced person from the town of Fuzuli, now living in Horadiz together with his family. He is married and has two children. He is 47 years old. In the past Hatam used to sell fruits and vegetables. This is his second loan, and the first loan has been repaid without any problems.
Now it has been a year since he started raising cattle. He needs 2000 AZN in order to buy cattle to develop his business further.
Hatam yavlyayetsya IDP personom on pereselenec iz Fuzuli qoroda, seychas projivayet v Horadiz, vmeste so svoyey semyoy. On jenat i imeyet 2 detey. Yemu 47 let. Ranshe Hatam zanimalsya prodajey fruktov i ovoshey. Eto yeqo vtoraya ssuda , pervuyu ssudu ne bilo nikakix problem s yeqo oplatoy.
Seychas uje qod kak on nachal zanimatysa skotovodstvom i razvodit korov. On nujdayetsya v 2000 AZN chtobi kupit korov dlya razvitiya svoyeqo novoqo biznessa.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.