Jovia is a 35 year old a widow with 3 children, ages 14-10 years old, living in Hioma Uganda. She has no dependents and she is the soul bread winner. She lives in her own home with her children and her family goal is to educate her children. For 15 years she has been owning a bar business, she started it with a limited capital of 100,000 shillings but now her business has grown to 2,000,000 shillings. She dreams of owning a big bar despite challenges of limited funds. Jovia needs the money to buy soft drinks and beer to sell.