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Umurava Group
In this Group: Annonciatha, Fatuma, Emmanuel, Esperence, Cesaire, Jeanne, Leoncie, Claudine, Laurence, Jacqueline, Jean Damascene, Angelique, Pascal, Hesron, Gaudence, Felicien, Beatrice, Alphonsine, Fidele, Jeannette, Josephine, Beatrice, Marie, Rachel, Donatha, Deborah, Agnes, Dancille, Deogratias, Janviere
Leoncie is 27 years old, and she is not yet married. She owns a general store in which she sells many items that are commonly used at home such as soap, sugar, salt, matches and so on. Generally the group members own small businesses in their homesteads. The group is made up of mostly women and a few men. They usually combine their businesses with farming when it's farming season.

Leoncie is requesting a loan to buy more items such as sugar, soap, salt, matches, etc.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 62
    View loans »
    Rwanda Loans Fundraising
  • $12,393,100
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Umurava Group's $4,275 loan helped a member to buy items such as sugar, matches, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 4, 2011
May 29, 2011
Currency Exchange Loss:
Oct 15, 2011