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Zulma Leonor
Zulma lives in Costa Hermosa and has a small dental practice. Previously, she worked in a private institution but when her employment ended she decided to look for a location to set up her own business. Now she would not change her situation for anything in the world and dreams of growing her business because she has been successful to date and able to help cover household expenses. She lives with her husband and three children, ages 2 through 15. She wants to see them all get ahead and receive a quality education.

Because of her dreams Zulma works persistently. In addition to her private practice she also lends services in institutions in the afternoons and evenings. Many people know she offers quality work and they recommend her to other customers. Zulma provides cleaning, extractions, dental prostheses, root canals and crown work. This is her first loan through the Mario Santo Domingo Foundation. She plans to use it to make improvements at her office in order to give it a more modern image in line with the services offered.
View original language description ↓
Zulma vive en Costa hermosa y tiene una microempresa donde ofrece servicios odontológicos , negocio que resultó después de haber trabajado en una Institución prestadora de servicios que se terminó y quedó sin este empleo que era fijo; así que Zulma decidida buscó un local, lo adecuó y hoy no se cambia por nadie y tiene muchos sueños de hacer crecer su microempresa; ella está entusiasmada porque le ha ido bien, apoya la gestión de su hogar, conformado por su cónyuge y sus tres hijos en las edades de 2 a 15 años de edad, con los que sueña ver exitosos y son su motivación para lograr una educación de calidad. Todos estos sueños llevan a Zulma a que trabaje persistentemente, ella además de tener un consultorio independiente, también presta este servicio en Instituciones prestadoras de servicio en las tardes y hasta de noche y hay mucha gente que reconoce su trabajo de calidad y le refiere a otros clientes; en su consultorio Zulma presta los servicios de limpiezas odontológicas, extracciones, prótesis, tratamientos de conducto, y también hace resinas. Este es su primer financiamiento que hace a la Fundación Mario Santo Domingo con la cual realizará mejoras al local donde funciona, pues quiere adecuarlo y darle una imagen moderna que impacte desde la visión física el servicio ofrecido.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 551
    View loans »
    Colombia Loans Fundraising
  • $14,876,100
    Funds lent in using Kiva
  • 1,830.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Zulma Leonor to renovate her dental practice.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 27, 2011
Listed
Jun 5, 2011
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2012