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Clementine is a Rwandan entrepreneur who runs a store which sells lotions and Vaseline products, and also provides services such as burning CDs and making invitation cards. She is married and has three children, with the youngest being two and the oldest being six. They are in school apart from the youngest. Clementine has been successfully running her business for four years now, and the profits generated from it have allowed her to pay for her children’s education.

Clementine wishes to use this loan from Kiva lenders to buy bigger quantities of lotions and Vaseline products so that she can meet the demand of her growing business.

Loaning to Clementine will help her reach her goal of becoming a wholesaler and saving enough money to buy a house for her family

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 48
    View loans »
    Rwanda Loans Fundraising
  • $15,329,275
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Clementine to buy lotions and Vaseline.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 12, 2011
May 29, 2011
Currency Exchange Loss:
Oct 15, 2011