Berna is married and has five children, all of whom are in school. She lives in a home that she owns; she has access to electricity and piped water. Her major monthly expenses include school fees and food for the family.
Berna has a retail shop business. She has been in this business for over ten years, and works six days a week. Berna has requested a loan of 2,000,000 Ugandan Shillings from Kiva partner, MCDT SACCO, which she will use to buy more bags of sugar, boxes of soap, cooking oil and crates of soda. She also generates additional income through rental rooms.|The main business challenge(s) for Berna include seasonality, transportation and thieves. Her business goals and aspirations are to own a wholesale shop and a delivery van.
About MCDT SACCO
This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at http://www.kiva.org/partners/112, and join our lending team, Friends of MCDT SACCO, at http://www.kiva.org/team/friends_of_mcdt_sacco.