Fatou, aged 31, is the group’s official. She is a widow and has seven children to support. Two of the children belong to her co-wife. Fatou has been active for four years in a small business selling smoked fish and oil. At the same time, she fattens sheep. She gets her supplies at the weekly market and makes her sales in the village. In the photo, she is the one at the left raising her right hand. She is dressed in mauve and wearing a white shawl.
Her loan will enable her to bolster her sales capacity, so as to bring in more revenue.
She is responsible for all family expenses but would like to use her profits to increase her savings.
La responsable Fatou est âgée de 31 ans, elle est veuve et a sept enfants en charge dont deux de sa coépouse. Elle s'active depuis quatre ans dans le petit commerce de poisson fumé et d'huile et fait parallèlement de l'embouche ovine. Elle s'approvisionne au marché hebdomadaire et vend dans le village. Sur la photo elle est à gauche habillée en mauve avec un châle blanc et a levé la main droite.
Son prêt lui permettra de renforcer sa capacité de vente pour se faire plus de revenus.
Elle a la charge de toutes les dépenses familiales mais souhaite avec ses bénéfices augmenter son épargne.
About CAURIE Micro FinanceThe mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid