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Julius is 36 years old, married and has five children, all of whom are in school. For the last five years, he has been a farmer in the town of Narok, where he grows wheat and maize, which he sells through middlemen. He is applying for his third loan, for 80,000 Kenya shillings, to use for his next crop of maize. The extra income he earns as a result of this loan will help him pay school fees for his children and improve his family's living conditions. His major challenges have been unpredictable weather and pests and diseases which affect his production. He plans to acquire more acres of land in the near future to expand his farm and grow a larger crop.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 598
    View loans »
    Kenya Loans Fundraising
  • $44,761,675
    Funds lent in using Kiva
  • 85.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Julius to plant a new maize crop.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 23, 2011
Jun 2, 2011
Currency Exchange Loss:
May 22, 2012