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Epifania
This is Epifania, 61, a resident of Pasay City, Philippines. She has five children. Two of the children are already enrolled in college and three stay at home managing the household and helping her with the business. By the grace of God, Epifania has managed to support her children's schooling up to college level. At this time, she is working hard to provide continuous income for their everyday expenses.

Epifania operates a computer rental shop. In the Philippines, very few people own their own computers. Thus, there is a need for them, especially for students who need to do their research and papers. She rents out computers by the hour and offers printing and typing services. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 250 in sales every day.

To help her continue operating her business, she is requesting a PHP 20,000 loan. She will use the loan to buy additional set of computer parts & accessories needed for the shop. She expects a boost in her business income as she expands her business.

Epifania dreams of being able to renovate her house soon, with all of her work with the business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and were she draw strength and inspiration from the word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1341
    View loans »
    Philippines Loans Fundraising
  • $57,861,200
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Epifania to pay for an additional set of computer parts & accessories.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 4, 2011
Listed
May 30, 2011
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2011