Nuevos Senderos (Cuenca) Group
Eliana, 22, lives in Cuenca. She has a spouse and a 6-month-old baby. Her husband works as a caretaker and messenger at a local school. They do not own a house; they live at the same school they take care of.
Eliana started selling Avon and L’Bel products six months ago, products that she sells to her friends and acquaintances.
This is the first loan she’s taken out in the communal bank and will invest it in perfume, creams, cosmetics, etc. She was invited to become part of the communal bank by her mother-in-law.
Her dream is to have a house of her own and to study a university career.
The children that appear in the photo are children of the members.
La Señora. Eliana vive en la ciudad de Cuenca, tiene 22 años, vive en unión libre y tiene una bebé de 6 meses. Su esposo labora como conserje y mensajero de un colegio de la ciudad, no tienen casa propia por lo que viven en el mismo colegio el cual cuidan.
La Señora. Eliana hace 6 meses se dedica a la venta de productos Avon y Lébel, productos que vende a sus amigas y conocidas.
Es su primer crédito que realiza en el banco comunal y lo va a invertir en perfumes, cremas, cosméticos, etc. Fue invitada por su suegra a formar parte del banco comunal.
Su sueño es tener su casa propia y estudiar una carrera universitaria.
Los niños que están en la foto son hijos de las socias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid