Raquel explains that this is her first loan cycle working with Pro Mujer; she joined at the invitation of a loan officer. She currently has a business selling pastries that she started up 3 years ago. She tells us that she started this business because it was one of her dreams to have a business making cookies.
This loan that she is taking will be used to buy an ice cream machine that she will use in her business making pastries. She will buy this machine from the wholesale vendors in La Ceja (a commercial neighborhood of the city of El Alto.) After making her products, she sells them in the Alianza neighborhood Monday through Friday from 10am until 7pm. This type of work allows her to generate resources to support her family as much as possible, since she is married and has 3 children.
When asked what she likes about Pro Mujer, she answered that she likes the easy payment terms on the loans.
La señora Raquel, indica que es el primer ciclo que trabaja en Pro Mujer, e ingreso por invitación de una promotora. En la actualidad ella tiene un negocio de venta de pasteles (pastelería), que inicio desde hace tres años, nos cuenta que este negocio lo inicio lo inicio por que era uno de sus sueños el elaborar masitas.
El crédito que ahora sacará es para la compra de una máquina de heladería, la que empleará en la elaboración de sus pasteles. Esta máquina la comprará de los almacenes que venden por mayor en la Ceja (zona comercial de la ciudad de El Alto);posterior a la elaboración de sus productos los vende en la zona Alianza de lunes a viernes de 10:00 a 19:00. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la facilidad del pago
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid