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Manuel Isabel
Manuel Isabel was born in the city of Maputo, Maputo Province in southern Mozambique. He is married and has two children who are 6 years old and another who is 7 months old. Manuel attends 12th grade and never stopped studying. He lives in his own house with his family and supports no one else.

Manuel has never left Maputo District and only moved to Boane after he was married. He has worked as a police officer for six years and has a salary of 5,500 meticais per month, which he uses for household expenses and construction on his home. He also saves some money.

He has never had loans from other banks, and learned about Hluvuku through his mother. This is Manuel's fourth loan with Hluvuku. He is asking for 12,000 meticais to buy construction materials (stone, iron, sand, blocks and other items) to continue construction on his house.

He promises to make his payments promptly so he can get other loans in the future. He intends to ask for more loans to finish his house, which is one of his biggest dreams.
View original language description ↓
Manuel Isabel nasceu na Cidade de Maputo, Provincia do mesmo nome, sul de Moçambique, casado pai de 2 filhos de 6 anos e outro de 7 meses de idade. Frequenta 12ª classe e nunca parou de estudar. Vive na casa propria com a sua familia,e não sustenta mais ninguem.

Nunca saiu de Maputo, apenas transferiu se para Boane depois de seu matrimonio. Trabalha como policial permanente ha 6 anos e tem como salario 5.500.00mt por mês, que aplica nas despesas de casa, construção da sua residencia,e poupa algum..

Nunca fez emprestimos em outros bancos, conheceu a Hluvuku atraves da mãe.Este é o seu quarto emprestimo na Hluvuku no valor de 12.000.00mt com o qual pretende comprar material de construção (pedra, ferro, areia, blocos e outros) para dar continuidade com a construção da sua casa.

Compromete-se a pagar devidamente para aceder a outros créditos no futuro. Pretende solicitar novos empréstimos para concluir a casa um dos seus grandes sonhos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 42
    View loans »
    Mozambique Loans Fundraising
  • $2,854,625
    Funds lent in using Kiva
  • 29.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Manuel Isabel to buy construction materials (stone, iron, sand, blocks, etc.).
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
May 3, 2011
Jun 5, 2011
Currency Exchange Loss:
Apr 17, 2012