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Lasticia Alfredo
Lasticia Alfredo was born in Namaacha District, Maputo Province in southern Mozambique. She is single and has two children who are 2 and 8 years old. Lasticia finished 10 grade plus 2 years of teacher training. She lives in her own house with her family and supports her mother by sending her money.

Lasticia left Namaacha to move to Boane on work assignment. She has worked as a teacher for more than six years and is on the staff of the Ministry of Education. She has no employees and has a salary of 6,500 meticais per month, which she uses for household expenses. She is also able to save some money in her bank account at the end of each month.

She has never had loans from other banks, and learned about Hluvuku through coworkers who are also customers of this institution. This is Lasticia's third loan with Hluvuku. She is asking for 16,000 meticais to buy construction materials (cement, beams, stone, zinc sheets and other items) to continue construction on her house. The previous loans were for 10,000 meticais each, and both were for housing.

She promises to make her payments promptly so she can get other loans in the future. She intends to ask for more loans in order to buy a car.
View original language description ↓
Lasticia Alfredo nasceu no Distrito de Namaacha, Provincia de Maputo sul de Moçambique, solteira mãe de 2 filhos de 2 e 8 anos de idade. Fez 10ª classe,mais 2 anos de curso de professores. Vive na casa propria com a sua familia e sustenta a sua mãe enviando dinheiro para ela.

Saiu de Namaacha Para Boane por missão de serviço.Trabalha como professora permanente ha mais de 6 anos e é do quadro do Ministerio da Educação. Naõ possui nenhum empregado e tem como salario 6.500.00mt por mês que aplica nas despesas de casa e consegue poupar algum no final de cada mês na sua conta bancaria.

Nunca fez emprestimos em outros bancos, conheceu a Hluvuku atraves de colegas que tambem são clientes desta instituição. Este é o seu terceiro emprestimo na Hluvuku no valor de 16.000.00mt com o qual pretende comprar material de construção (cimento, barrotes, pedra, chapas de zinco e outros) para continuar com a construção da sua casa,os emprestimos anteriores foram de 10.000.00mt as duas vezes e ambos para habitação.

Compromete-se a pagar devidamente para aceder a outros créditos no futuro. Pretende solicitar novos empréstimos para comprar um veiculo automovel.



Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 64
    View loans »
    Mozambique Loans Fundraising
  • $2,689,550
    Funds lent in using Kiva
  • 29.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Lasticia Alfredo to buy construction materials (cement, beams, stone, zinc sheets, etc.).
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 3, 2011
Listed
Jun 5, 2011
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012