Cristina has never left her hometown. She has her own business selling staple goods where she works from morning until day's end. She earns about 7,000 meticais per month, which she uses for household expenses, and she even saves some money.
She has never had loans from other banks, and she learned about Hluvuku through coworkers who are also customers of this institution. This is Cristina's fifth loan with Hluvuku. She is asking for 20,000 meticais to buy construction materials (cement, beams, zinc sheets, stone and other items) to continue building her house. The earlier loans were for 3,5000 meticais, 8,000 meticais, 11,000 meticais and 12,000 meticais and were for her business and for housing.
She promises to make her payments promptly so she can get more loans in the future. Cristina intends to ask for more loans to expand her business even more, finish her house and furnish it.
Nunca saiu da sua cidade natal, tem um negocio proprio de venda de produtos de primeira necessidade onde trabalha desde o periodo da manhã ate ao fim do dia e consegue um rendimento de cerca 7.000.00mta por mês que aplica nas despesas de casa e ainda poupa algum.
Nunca teve emprestimo em outros bancos, conheceu a Hluvuku atraves de colegas que tambem são clientes desta instituição. Este é o seu quinto emprestimo na Hluvuku no valor de 20.000.00mt com o qual pretende comprar material de construção (cimento, barrotes, chapas de zinco, pedra e outros) para continuar com a construção da sua casa. Os empréstimos anteriores foram de 3.500.00mt, 8.000.00,11.000.00mt, 12.000.00me e 12.000.00mt foram para o negocio e habitação.
Compromete-se a pagar devidamente para aceder a outros créditos no futuro. Pretende solicitar novos empréstimos para ampliar ainda mais o seu negocio, concluir e mobilar a sua casa.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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