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Hilario Lucas
Hilario Lucas was born in Boane District, Maputo Province in southern Mozambique. He is single and has a five-year-old son. Hilario finished 12th grade but did not continue with school because he did not have the money to attend college. He lives in his own house and supports his parents and his nephew, who live with him.

Hilario has never left Boane; he went to school and began his professional career in this District. He has worked as a permanent employee for more than five years and has salary of 7,997.00 meticais per month, which he uses for household expenses. He is also able to save some money in his bank account.

He has never had loans from other banks, and he learned about Hluvuku through a coworker who is a customer of this institution. This is Hilario's second loan with Hluvuku. He is asking for 22,000 meticais to buy construction material (zinc sheets, cement, sand, stone, etc.) to continue improving his house. The earlier loan was for 15,000 meticais and was for housing.

Hilario promises to make his payments on time so he can take out other loans in the future. He intends to ask for new loans so he can finish his house, furnish it and start his own business.
View original language description ↓
Hilario Lucas nasceu no Distrito de Boane, Provincia de Maputo,Sul de Moçambique, solteiro e pai de 1 filho de 5 anos de idade. Estudou ate a 12ª classe não continuou devido a falta de condições financeiras para ingressar a faculdade. Vive na casa propria e sustenta seus pais e sobrinho que vivem com ele.

Nunca saiu de Boane, estudou e iniciou sua carreira profissional neste Distrito. Trabalha como funcionario permanente ha mais de 5 anos e tem um salario mensal de 7.997.00mts por mês que aplica nas despesas de casa e ainda poupa algum na sua conta bancaria

Nunca teve emprestimo em outros bancos, conhece a Hluvuku atraves de um colega que é cliente desta instituição. Este é o seu segundo emprestimo na Hluvuku no valor de 22.000mt com o qual pretende comprar material de construção(chapas de zinco, cimento, areia, pedras e outros) para continuar com o melhoramento da sua casa. O empréstimo anterior foi de 15.000.00m e foi para habitação.

Compromete se a pagar devidamente para aceder a outros créditos no futuro.
Pretende solicitar novos empréstimos para concluir a sua casa, mobilar e iniciar um negocio proprio.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 23
    View loans »
    Mozambique Loans Fundraising
  • $2,320,575
    Funds lent in using Kiva
  • 29.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Hilario Lucas to buy construction materials (zinc sheets, cement, sand, stone, etc.).
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 3, 2011
Listed
May 30, 2011
Currency Exchange Loss:
Possible
Ended:
Mar 17, 2012