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Pepper Sellers Group
In this Group: Zainab , Kadiatu M., Sia , Hawa T., Fatmata S.
Salone Microfinance Trust (SMT), a partner of in Makeni, northern Sierra Leone is very please to present to you members of the “Pepper Sellers” group. These are small scale entrepreneurs who have come to SMT/Kiva lenders to seek for a loan of SLL 500,000.00 for each in order to invest in their businesses.

Zainab is the leader of this group. Zainab is a 45-year-old, married woman with 5 children: 1 in primary school, 3 in secondary school and 1 adult. Zainab sells pepper, onions, salt, margi (used to give sauce a sweet taste), etc. She has been doing this business for 15 years now. Zainab is going to use her share of the loan to buy bags of pepper, bags of onions, and bags of salt to add to her business.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,270.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Pepper Sellers Group's $600 loan helped a member to buy bags of pepper, bags of onions, and bags of salt to add to her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 20, 2011
May 28, 2011
Currency Exchange Loss:
Apr 15, 2012