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Ashraf is 44 years old. He is married to Aziza and has four children. He started a food business 16 years ago by building a restaurant. His restaurant basically provides traditional food like hummus, falafel, and sandwiches. After getting a lot of customers, he added a section for making different types of barbecue, Kabab, grilled chicken, steaks, etc. Because of his delicious food, good service and his generosity, people didn’t mind that he did not have a good seating area at the restaurant. They used to make take away orders so they wouldn't miss eating his food. Since it is better to eat steaks and grilled chicken when it is warm, Ashraf decided to apply for a loan to redecorate his seating area to give his customer the chance to eat the food while it is warm.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 28
    View loans »
    Jordan Loans Fundraising
  • $7,941,575
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,975 helped Ashraf to redecorate the seating area of his restaurant.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
May 24, 2011
Jun 2, 2011
Currency Exchange Loss:
Mar 15, 2013