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Kosar's Group
In this Group: Kosar, Zahida, Asia, Zaib-Un-Nisa, Sajida
K. is 35 years old and has six children. Her eldest son is a factory worker while the others are enrolled in school and getting an education. Her husband is a tailor by profession. He is an expert in his work and has a good number of customers in his area who give him regular orders. K.’s two brother-in-laws also live with her family. One of her brother-in-laws is also a tailor. The second is a daily wage laborer.

K. is very supportive – she knows that her husband alone is unable to meet the financial needs of the family. That’s why she operates a milk sales business. She keeps a buffalo at her home for this purpose. She milks it every day and sells the milk to her customers in her community for a profit. She also carries out her responsibilities as a housewife very well.

K. has applied for a loan from Kiva partner, Asasah, for the expansion of her brother-in-law’s tailoring business. With the loan, he will buy a new sewing machine, which will help him fulfill orders on time and increase his profits. She is expecting that after the loan investment, her brother-in-law’s business will be improved and her family’s income will be increased, which will help them achieve a better standard of living. K. is a regular loan user of Asasah and this is her second loan application. In her previous loan year, she established good credit behavior and never missed a meeting.
Note: In the photo, the lady raising her hand is K..

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 363
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kosar's Group's $1,075 loan helped a member to buy a new sewing machine for her brother-in-law's tailoring business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 25, 2011
May 28, 2011
Currency Exchange Loss:
May 15, 2012