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Zarina's Group
In this Group: Zarina , Jaffaran, Ameena , Mumtaz, Amna
Zarina has applied for a loan from Kiva partner, Asasah, to improve her son’s vegetable sales business. He operates his business from his home and provides fresh seasonal vegetables to his customers. With the loan, he will buy fresh seasonal vegetables in bulk, which will enable him to meet the urgent needs of his customers and increase his sales.

Zarina’s husband operates a donkey cart and provides loading facilities to his customers. He is still very active at the age of 55 and provides quality services to his clients by dropping their goods at designated places. Zarina is the mother of four children. Her second son has a furniture sales business while her third son is an electrician by profession. Her daughter is eight years old and stays at home. Zarina wanted to educate her children but she was not able to do so due to financial constraints.

Her eldest son started his business six months ago. Zarina is confident that a loan investment will help him increase his profits and improve the financial condition of his business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zarina's Group's $825 loan helped a member to buy fresh seasonal vegetables for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 25, 2011
May 28, 2011
Currency Exchange Loss:
May 16, 2012